Terms and Conditions

1. Introduction

These Terms & Conditions ("Agreement") govern your subscription, access, and use of the Equestrian Fitness Academy (EFA) Online Program, a program offered by IFA FIT ("Services"). These terms, along with the Website and Membership Terms and Conditions and the Privacy Policy, apply to all users of EFA. By subscribing to, accessing, or using EFA, you agree to be bound by these terms and all applicable conditions governing EFA.

PLEASE READ THESE TERMS CAREFULLY, AS THEY CONTAIN IMPORTANT WAIVER, RELEASE, AND INDEMNIFICATION PROVISIONS THAT MAY IMPACT YOUR LEGAL RIGHTS. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU MAY NOT SUBSCRIBE TO, ACCESS, OR USE EFA.

You must be at least 18 years old, or the age of legal majority in your jurisdiction of residence, to subscribe to and use EFA. Minors are only permitted to register for and use EFA provided that: (i) they and their parent/guardian have agreed to these terms; and (ii) their parent/guardian provides appropriate supervision for the use of EFA and all physical fitness activities undertaken in connection with such services. For greater certainty, references to “you” and “your” in these terms shall, where EFA is used by a minor, refer to both the minor and their parent/guardian.

This Agreement also applies to any future updates or modifications to the Services.

2. Assumption of Risk, Waiver of Liability, and Indemnification

2.1 Assumption of Risk

By participating in the EFA Online Program, you acknowledge and accept the inherent risks associated with physical exercise, including but not limited to muscle strains, sprains, injuries, and other health-related conditions. You affirm that you are physically and medically able to participate and will seek medical advice if necessary before beginning any fitness program. Additionally, you acknowledge that online fitness training lacks in-person supervision and, therefore, carries an additional level of responsibility on your part to ensure safety.

2.2 Waiver of Liability

To the fullest extent permitted by law, you voluntarily release and discharge Equestrian Fitness Academy, its owners, affiliates, trainers, employees, and agents ("EFA Parties") from any and all claims, liabilities, damages, or losses related to your use of the Services. This includes any injuries sustained while performing exercises, following training plans, or engaging in related activities.

2.3 Indemnification

You agree to indemnify and hold harmless the EFA Parties from any claims, demands, actions, costs, or expenses (including attorney’s fees) arising from your participation in the program, including injuries, property damage, or violation of this Agreement. This also applies to claims arising from improper execution of exercises, failure to follow guidance, or unauthorized use of provided materials.

3. Membership and Payment Terms

3.1 Membership Options

EFA offers different membership levels, including monthly subscriptions, one-time purchases, and premium coaching programs. The details and costs of each membership are outlined on our official website. Additional membership perks and upgrades may be introduced periodically, and EFA reserves the right to adjust pricing accordingly.

3.2 Payment Authorization

By purchasing any EFA services, you authorize us to charge the payment method on file for the agreed-upon amount, including applicable taxes. Payments are automatically renewed on a recurring basis within the specified date ranges. Subscription membership must be canceled by you in writing. If payment fails or is declined, EFA reserves the right to suspend access until the payment issue is resolved.

3.3 Accuracy of Billing and Membership Account Information

3.3.1 Account Registration

Upon creating a membership account with us, you must provide complete and accurate information. You must promptly update such information to keep it complete and accurate. You are entirely responsible for maintaining the confidentiality of your password and account. You are entirely responsible for any and all activities that occur under your account. You may not use anyone else’s account at any time.

3.3.2 Security of Your Account

You agree to notify Equestrian Fitness Academy (EFA) immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss, damages, liability, expenses, or attorneys’ fees that you may incur as a result of someone else using your password or account, either with or without your knowledge. You will be liable for losses, damages, liability, expenses, and attorneys’ fees incurred by EFA or a third party due to someone else using your account.

3.3.3 No Obligation to Retain a Record of Your Account

EFA has no obligation to retain a record of your account or any data or information that you may have stored for your convenience by means of your account or the Services.

3.3.4 Order and/or Account Cancellation by EFA

We reserve the right to refuse any order you place with us. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the email and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers, or distributors.

3.3.5 Account Cancellation by Subscriber

Memberships may be canceled at any time, subject to these Terms. To cancel your Membership, you must email us at [email protected], indicate that you wish to cancel, and follow the instructions that we send you in response.

3.4 Cancellation & Refund Policy

Monthly memberships can be canceled anytime within 14 days but will remain active until the end of the current billing cycle. No refunds will be issued for unused time.

One-time purchases of training programs, courses, or digital content are non-refundable unless otherwise specified.

If EFA terminates your membership due to a violation of this Agreement, you are not entitled to a refund.

If a billing dispute arises, members must contact support within 14 days for resolution.

Special promotions, free trials, and discounts may have different cancellation terms outlined in specific promotional materials.

4. Use of Services

4.1 Personal and Non-Commercial Use

You may use the Services solely for personal, non-commercial purposes. Reselling, sharing, or distributing any EFA content without express written permission is strictly prohibited. Any detected violations may result in immediate account termination and potential legal action.

4.2 User Conduct

You agree to conduct yourself respectfully in all EFA forums, communities, and live sessions. Harassment, inappropriate content, or disruptive behavior will result in account suspension or termination. Users must also refrain from sharing misleading or false health and fitness information within EFA platforms.

4.3 Health & Safety

EFA strongly recommends consulting with a physician before starting any fitness program, particularly if you have pre-existing medical conditions. Participation is at your own risk. Members are responsible for completing a health questionnaire (PAR-Q), liability waiver and ensuring a safe workout environment, including adequate space, proper equipment, nutrition and hydration.

5. Intellectual Property & Content Ownership

All materials, videos, training programs, and digital content provided by EFA are protected by intellectual property laws. You are granted a limited, revocable, non-exclusive license to use the materials for personal development only. Any unauthorized reproduction, distribution, or modification is strictly prohibited. EFA reserves the right to update or remove content as necessary without prior notice.

6. Errors, Inaccuracies, and Omissions

Occasionally, there may be information on our site or in the Service that contains typographical errors, inaccuracies, or omissions that may relate to product, exercise descriptions, pricing, promotions, and offers. We reserve the right to correct any errors, inaccuracies, or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted or started your order).

We undertake no obligation to update, amend, or clarify information in the Service or on any related website, including, without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website should be taken to indicate that all information in the Service or on any related website has been modified or updated.

7. Privacy Policy & Data Protection

By using the Services, you consent to the collection, use, and sharing of your personal data in accordance with our Privacy Policy. We do not sell or share personal data with third parties except as required to operate the Services. Additionally, EFA may collect anonymized data for research and program improvement purposes.

8. Dispute Resolution & Arbitration

8.1 Governing Law

This Agreement shall be governed by and construed in accordance with the laws of New Jersey, USA.

8.2 Arbitration Clause

Any disputes arising from this Agreement shall be resolved through binding arbitration rather than court litigation. You waive your right to a jury trial or class action lawsuit. Arbitration shall be conducted by a neutral third-party arbitrator selected by both parties. All arbitration costs will be shared equally unless otherwise determined by the arbitrator.

9. Modification & Termination

EFA reserves the right to update these Terms & Conditions at any time. Continued use of the Services after changes constitutes acceptance of the revised Agreement. We may terminate or suspend access to Services if a user violates any terms outlined herein. If termination occurs, you forfeit access to all purchased or enrolled programs without reimbursement.

10. Contact Information

For any questions regarding this Agreement, please contact:
IFA FIT LLC - Equestrian Fitness Academy
Email: [email protected]
Website: www.ifafit.com